Monthly Archives: February 2020

Avail fix my credit services to fix your credit score

When you approach a bank or any other financial institution for a loan, the organization will check your credit score. If you have a good credit score, your application for loan will be sanctioned in no time. However, if you have a bad credit history, say a credit score below 760, you might find it difficult to get the loan. However, if you have a bad credit record but still require a loan, you should fix your credit score. There are specific measures that can be undertaken to fix your credit score and you can try out these measures on your own. However, if you are not confident enough about undertaking these measures, you can avail fix my credit solutions from a company. It is for sure that the company will fix credit score with strong hands.

There are a large number of credit repair agencies in Texas. With so many companies, you might get confused about which organization to approach for fix my credit services. Most of the companies claim to offer highest standard of services and help you get rid of the worries of having a bad credit score. These companies promise to fix credit score so that you can easily apply for loans in future. However, not all these companies are reliable. You need to do some research on the internet as it will provide you with ample information about how the company is and what the clients of the company has to say about its services. The information acquired from the official website of the company will also help you understand if the company is reliable.

It is better if you shortlist some credit repair companies and get in touch with the BBB(Better Business Bureau) to check if the shortlisted agencies has consumer complaints against them. You can also contact your state attorney general’s office to enquire if there is any pending legal case against the concerned agency. You should have a clear knowledge of the content of the Credit Repair Organization Act before you choose to avail fix my credit solutions from an agency. Make sure that the company is registered to offer credit repair services. Before entering into a contract with a credit repair agency, make sure that the company provides you with a document mentioning the fees, detailed information on the services to be received, and the guarantees it offers.

What services can you expect from a credit repair agency? You will receive copies of your credit reports and a credit expert will explain you about the positive and negative aspects of the reports. The credit expert in charge of your case will formulate a plan about what can be disputed. He will try to determine the means that he can use to eliminate the negative items from your credit report. You will receive monthly reports stating what items have been removed from your credit report. During the time of eliminating the negative items from your report, the chosen fix my credit firm will provide you with effective advice about how to create positive credit by using secured credit cards or extracting a small amount of loan to build an on-time payment history. If you have a bad credit score but still want a loan, you can seek our fix my credit services. We are expert enough to fix credit score.

Add protection to credit card storage and database to prevent hacking

As a businessman one has to brood over a number of issues related to his/her own business. Worrying over issues like security is something which should always be left to the professionals to deal with. These days, technology has made such progress that it can be quite dangerous to let the rein of the business fall under the hands of the wrong guy. If you haven’t opted for a secure database, then even an innocent looking employee may easily access confidential information and sell them to rivals.

External hackers are also harmful agents who need to be tackled using the latest technological tools. Most of these hackers are highly intelligent and they have a way with these software programs and codes. No matter how difficult or unimaginable your password is, they can crack it in a very short time. Another thing about these hackers is that they are very egoistic and gritty. Once they set their eyes on a company or a website, they do not rest until and unless they have hacked it to their satisfaction. So, it is crucial to hire the services of IT giants and avail appropriate services to secure database. You may have to make a small investment for the same, but the amount will be miniscule and the expenditure will be worthwhile, given the level of security you can avail.

While the hackers are very smart in stealing information hidden on your computer or in cloud-based platforms, they are also very successful when it comes to stealing info from your credit card storage. Most organizations use credit cards these days. With more and more trading activities taking place online, the use of credit card has become indispensable. Without using the credit card, making payments and carrying out long-distance transactions will become extremely difficult and inconvenient. So, companies have to maintain high balance in their credit card and use it almost throughout the day.

But the problem with these credit cards is that if their security gets compromised, then there can be a huge loss of money in just a matter of minutes. By the time the fraud is identified, it can be very late. The old saying states that it is better to prevent than to cure. So why repent over lost money and stolen passwords when you can take professional help to provide impregnable security to your credit card storage?

Quite a few IT-based organizations are mushrooming these days. They sell security services and software which offer the highest level of database security and provide protection to credit card from thieves, hackers and frauds. Interestingly, such software services are very cost-effective. They are also available in a gamut of packages which allow the company to choose a plan in accordance to its need and budget.

Besides, some service providers even run the pay-per-use service wherein the organization needs to pay as and when it makes use of the service. No matter what kind of security plan you choose, it is very important to offer 100% protection to all your confidential data and documents. If you are technically a layperson, you can always take advice on the same from such service providers.

For gathering more info about database security and also about credit card storage, please check out these links.

Your Credit Utilization Ratio

Credit utilization ratio – a significant factor in your credit score
Most consumers who keep a close eye on their credit score know exactly what a credit utilization ratio is; it’s the percentage of your total credit limits that you actually use.

A balance of $1000, with a $5000 total credit limit on all revolving accounts, equals a 20% credit utilization ratio.

A low credit utilization ratio is good for your credit score; it’s recommended to keep it under about 30% of your total credit limits, and less than that is even better.

Your credit score will suffer if you use too much of your available credit; thirty percent of your credit score is based on your credit utilization ratio. Maxed-out credit cards will wreak havoc on your credit score.

It’s important to be aware of how your credit utilization ratio affects your credit score at any given time, especially if you plan on applying for credit in the near future, such as a home mortgage or car loan, or even a credit card.

A better credit score saves you money in the form of better interest rates and more generous benefits from your lender or creditor.

Responsible credit card users’ credit score may not truly reflect their credit habits.
The funny thing about credit utilization is that it simply shows how much you use your credit cards. But it doesn’t really say anything about how well you can afford to pay your debts.

Credit cards are no longer used strictly for emergencies like they used to be, and using a credit card doesn’t mean that you don’t have the money in the bank.

Many use credit cards daily for the convenience of it; swiping a credit card is so much quicker than pulling out cash and waiting for change. In our fast-paced society, those few extra seconds can make a difference in our day.

And the rewards are another reason many responsible consumers choose to use their credit card for monthly bills and daily purchases, when they could just as easily use a debit card for the same convenience.

Smart credit card users know how to get free use of somebody else’s money every month, by using their credit card and then paying the full balance before finance charges are assessed.

But using a credit card for most purchases brings up your credit utilization ratio, especially if your credit limits aren’t much higher than the amount of credit you actually use each month.

For example, you may consistently put $2000 on your $3000 limit card every month. You never put more on your card than you can pay off each month, and you may not see the need to apply for additional credit cards or a credit limit increase because you believe you will never need more credit at your disposal.

This would seem like the habits of a smart, responsible borrower. But that kind of usage would put your credit utilization ratio at 66%, something that make creditors nervous and damages your credit score.

And keep in mind your credit utilization ratio is not a fixed number; it can change dramatically over the course of one month, depending on when you pay your bill and when the creditor reports your payment and balance to the credit bureau.

Paying your full balance each month would put you at a zero percent ratio immediately after the creditor receives the payment; that should be good for your credit score.

But what if your creditor reports your balance just before you make the full payment? Your credit score will suffer for it, no matter how good of a grip you have on your finances.

A borrower with a low credit utilization ratio may still be in over their head in debt.
A credit limit increase is normally considered to be a good thing. It shows that you’ve been good at handling your debt with on-time payments, and that the creditor trusts you enough to let you loose with more available credit.

It also brings your credit utilization ratio down, as long as you don’t increase your debt load. A lower credit utilization ratio means a higher credit score, and a higher credit score means that you’re financially in good shape, right? Well, not always.

The higher credit limits probably won’t present a problem for those who are careful about how they use credit. Having more credit available doesn’t mean you have to use it, and financially responsible consumers will control their spending, no matter what their credit limits are. These consumers can enjoy the privelege of a higher credit score, and the better financing deals that go with it.

But let’s just say we have someone who has managed their debts well in the past, and they have several credit cards with a total credit limit of $10,000. They carry a balance of $2000, and their monthly payments rarely exceed the amount of the interest charges and new purchases each month.

So the $2000 balance is pretty consistant from month to month. With a 20% credit utilization ratio and a good credit score, creditors may eventually decide to increase their total limits to $15,000.

Some consumers in this situtation will spend a little more than usual when they get their credit limit increase. With higher credit limits at their disposal, they can let their balances grow to $3000, while still maintaining a low 20% credit utilization ratio.

A 20% ratio may be great for a credit score, but $3000 is a lot of credit card debt to carry around if you can’t afford to pay it off every month, or at least within a few months. A low credit utilization ratio can give consumers the illusion of a manageable level of debt. In reality, the debt may be more than the consumer can afford to get ahead of within a reasonable amount of time.

The worst-case scenario is when a troubled borrower routinely requests credit limit increases in order to keep a good credit score, while maintaining their otherwise out-of-reach lifestyle. Credit limits keep increasing while the debt keeps growing, until the day the borrower realizes they’ve let their spending get out of hand.

It may eventually become difficult for them to even make the minimum payments on thousands of dollars worth of credit card debt. From there, their credit scores and financial health can be damaged pretty badly.

Be smart in handling your debt.
So, even though your credit score is important for you to get additional financing, it’s important to ensure that the dollar-amount of your debt remains at a manageable level.

Someone with a relatively low credit score may own more than they owe and have plenty of money in the bank, while someone with a higher score is barely scraping by and living off of their credit cards. A credit score has much to do with the financing that’s available to you, but it really has nothing to do with your overall financial picture.

A good credit score is still important. It’s what makes homeownership and buying a nice car possible. It’s what get you better deals on credit cards and lines of credit.

A good credit score will make it easier to attain the things we need and want, but having a good credit score, in itself, won’t improve your financial situation; it only means that it’s easier to borrow money.

Understand where your credit fits into your overall financial picture, and make decisions to improve your financial health, not just your credit score. With careful planning and responsible spending, someday, you may not ever have to borrow money again.

How To Get Your $3,000 Guaranteed Bad Credit Loan Now

Life has its ups and downs, and sometimes we all need to borrow some money. The emergencies of life can leave bad credit borrowers out in the cold, as many banks and lending institutions refuse to loan money to those who have less than perfect credit. However, there are lenders that will loan you up to $3,000 for whatever purpose you might have, hassle free and without a credit check. These loans are called guaranteed bad credit loans and nearly every borrower will qualify for one.

Money To Pay Urgent Bills

A guaranteed bad credit loan is a short term loan for those borrowers who have less than perfect credit that need cash fast. Whether you need money to fix your car that suddenly left you stranded on the freeway, or to pay a forgotten utility bill or mortgage payment to avoid negative consequences, the bad credit guaranteed loan is for you.

Borrow Up To $3,000

Bad credit guaranteed loans are also called payday loans because they are short term loans written to you in the amount you need to borrow until your next payday. You can request any amount that you can reasonably afford to repay the lender when you are paid, with commonly granted amounts up to $3,000.

To apply for a guaranteed bad credit loan the only requirements are that you have a job with a regular paycheck and an active checking account that is not overdrawn. There is no credit check performed. Because the regulations for getting a bad credit guaranteed loan are so sparse, nearly everyone who applies will qualify, which makes this type of loan the most popular among bad credit borrowers.

Simple Application Process

Your bad credit guaranteed loan servicer will ask you a few simple questions to approve you for the cash that you need. You will be asked to present certain documentation to secure your bad credit guaranteed loan, including your recent paystub, current bank statement, and picture identification card issued by the state, such as a driver license. You might also be asked to give your bad credit guaranteed loan servicer with up to three references. These references should be people that know you and can get a message to you if the servicer cannot reach you at the phone number you provide them.

You will present the lender with a post dated check in the amount that you wish to borrow, plus fees and interest. The lender will hold your post dated check until the agreed upon date, which usually coincides with your next scheduled pay date. When the date arrives, the lender will deposit the check into your account to receive reimbursement for the money they have loaned you. It is that simple.

To save on the amount of interest and fees that you will be charged when you get your bad credit guaranteed loan, you should apply with an online lender. Online lenders can approve your application in minutes (while charging you much less than a walk-in loan store) and deposit the proceeds of your bad credit guaranteed loan directly into your checking account the same day.

Easy Ideas For Eliminating Credit score Card Financial debt

If you are trying to find an different to get out of your debts you have the choice to talk and talk to with a debt specialist who will evaluate your circumstances and propose a likely strategy that can get you out of your recent circumstance rapidly and wipe out credit score card debt swiftly. The recommendation will be based mostly on your input so. This is a great chance as perfectly seeing that the gurus can superior explain about settlements and debts consolidation to you.

Based on the volume of debts owed as well as your latest financial ability you can have the solutions of negotiating and settling debts, consolidating debts and finally even bankruptcy. The original two solutions will have minimum impact on your overall credit score simply because when cleared of your debts, the score will increase but for bankruptcy, you may possibly have to experience lots of several years of negative economic status and credit score. Even immediately after bankruptcy what numerous men and women do not realise is this. If you do not have any credit rating or score for the prior 10 several years you will not get any for a quite lengthy time to come so ten years with no credit can conveniently develop into fifteen a long time.me.

If you are in debt receiving professional help for you to discover the best way to eradicate credit card credit card debt is essential if you want to get out of debt quickly and remain out of it. Get assist now and get out of debt for excellent.

I know, the imagined of getting rid of credit card credit card debt in all probability sounds like a pipe dream to you suitable now. Likelihood are you’ve been so bogged down in credit score card debt relevant worry that you can’t even believe straight. Maybe you’re even acquiring problems keeping your relationships with your good friends and cherished types. It can be very feasible that you are possessing authentic issues sleeping at night, as well, since of the palpable fearfulness that you reside with day to day since of the credit credit card debt you are in. It transpires to great folks these kinds of as oneself each and every and each and every day.

The fact of the issue is that some persons just reach that stage in their financial careers in which they can do nothing at all else but stare at the credit score financial debt mess that they have prompted themselves. Of program the straightforward and very best factor to do is to consider your level very best to consider and return the credit card debt and the interest in any way doable, but occasionally this is just not possible when your earning is so considerably not as much than the total of curiosity you need to spend on a monthly basis alone.

In this kind of conditions, the only way to entirely and fully eradicate your seemingly insurmountable credit score card debt is by filing for bankruptcy. Of program this is not an easy recourse for you, as there are so lots of downsides and facet effects and expenditures of its individual involved, but it is in particular heading to be a huge jolt for your credit card provider.

As a supervisor and counseller of numerous prosperous economical enterprises about the previous fifteen decades, I have been simply call upon a lot of a lot of times to guide resolve economical crisis when no resolution was readily in sight. My accomplishment was primarily based of numerous solid tactics that I’ve developed about the program of helping my customers.

Fake Credit Card Numbers Mean Safer Online Shopping

Isn’t That Illegal?

Yes, using credit cards fraudulently is illegal. This article is absolutely not suggesting that you make up and use a credit card number. You should also never use credit cards belonging to other people.

Below is a summary of new services the credit card companies have created to make online credit card use more secure.

How Does It Work?

It is more appropriate to use the terms “temporary credit card numbers” or “single-use credit card numbers” rather than “fake credit card numbers.”

Some credit card issuers allow customers to generate and use a credit card number that is different from the number on their plastic credit card.

Current Online Security Measures

Security-conscious online buyers should only submit their credit card numbers to web sites that are secured by Secure Socket Layer (SSL) encryption. You can tell if a web page is secure by looking for the following signs:

1. The page address in the browser address bar begins with https. The extra “s” means secure. Normal web page addresses begin with http.

2. The browser will usually display a closed lock or a complete key symbol when you are at a secure page.

3. Clicking or double-clicking the closed lock symbol (or the security symbol your browser uses) will usually show the security information for that website.

4. Secure (https) web pages will encrypt (scramble) your credit card information before sending it across the public internet. Chances are that a human being will never even view the information.

That Sounds Secure Enough. Why Do We Need Single-Use Credit Card Numbers?

It is a bonus to the consumer any time a vendor can provide an extra layer of security. Online credit card consumers can generate a separate credit card number for each online purchase, if they wish.

This easy-to-use extra security measure makes consumers more confident about buying with credit cards over the internet. Anyone who did view your information in transit would see only your encrypted information. Encrypted information looks like gibberish to everyone except the credit card company’s computer.

Additionally, it is no longer necessary to submit online the credit card number imprinted on your physical credit card.

Will They Run Out Of Credit Card Numbers?

No! Assume that Earth’s population is about 6 billion people. Most credit card numbers have 16 digits in this familiar pattern: nnnn-nnnn-nnnn-nnnn. Assume that each digit in a credit card number can assume any value between 0 and 9.

That works out to be almost 1.7 million credit card numbers available to every man, woman, and child on Earth!

Even if the first 4 digits are reserved for some reason, there are still about 170 credit card numbers available for every person on the planet. In short, the credit card companies will not run out of single-use credit card numbers.

How Are They Different From My Real Credit Card Number?

They are as valid as your plastic credit card to online merchants. Each single-use credit card number is linked to your primary credit card account. Purchases made with single-use numbers appear on your monthly statement. Refunds made to single-use numbers will appear as credits on your monthly statement.

OK, What’s The Bad News?

There are certain circumstances under which you should not use a single-use credit card number to make an online purchase. This author learned from experience not to use a single-use number at home to purchase movie tickets from a popular online ticket vendor.

The problem occurred because the machine at the movie theater that dispenses the online movie tickets requires the insertion of your real plastic credit card. If you did not use your real credit card number to buy the tickets, the machine will not release your tickets.

Any online purchase that requires you to present your physical credit card at the venue should only be made with the number on your physical credit card. Web sites that sell movie and other tickets will warn you of this.

Furthermore, your online ticket purchase will come with a confirmation number. Write or print that number and take it with you in case of problems.

Conclusion

Single-use credit card numbers are easy to generate, make online buying safer and more secure, and give consumers extra confidence when making online purchases. Call your credit card company or visit their website to learn if it offers this extra peace of mind on your credit card account.

Use the links following this article to learn more about cash rebate credit cards and gas credit cards.

Will Credit Repair Raise My FICO Score Discover the Truth About Self Help Credit Repair

In this article we are going to take a quick look at EXACTLY what you should expect from the credit repair process. Should your credit score go UP, and if so…how much? Is there even a way to predict how much improvement you should expect? Let’s take a look at some key questions many folks want to know BEFORE they begin the credit repair process! Read on below..:-)

The Straight Scoop on Raising Your Credit Score

The credit repair process primary purpose is to focus on negative, or derogatory items from your financial past. These are EASIEST to remove as time passes, with closed accounts that are 24 months or older being some of the easiest things to purge from your report. But that should only be ONE part of the process – an informed consumer knows all kinds of little tricks and secrets that will add important points BACK to your FICO…and in a hurry! For example, disputing multiple inquiries can have small incremental improvements that really do add up, and CAN make a big difference. So too will seemingly small things that are actually HUGE in terms of scoring – like the amount you OWE relative to balances on current, open and positive accounts you have right now.

The Gross Multiplier Effect in Action

It’s the cumulative effect of ALL the little improvements, in conjunction with REMOVING all of the major league derogatory items is where the REAL exponential gains start to show. Don’t leave anything on the table when you are repairing your credit, as 20 points can make the difference between an A loan and a B loan….or between GETTING a job, apartment or insurance or being turned down FLAT! I’ve had it happen, trust me – the more thorough you are when filing your disputes, the GREATER the benefits are going to be when you need them!

And Remember……Credit Repair is NOT difficult. Living with Bad Credit though…..CERTAINLY IS..:-)

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Play Safe With Secure And Prepaid Credit Cards

With so many consumers looking for ways to rebuild their credit, secured and prepaid credit cards are growing in popularity. Some people swear by them, and others try to avoid them. If you’re new to credit cards, you may have wondered how a prepaid card differs from a secured card, and how either kind can be used to build credit.

Secured credit cards work much like regular credit cards, but with less risk to the card issuer. The cardholder deposits money into an account, which is used to secure a line of credit. Typically, the cardholder needs to deposit enough money to cover 100-200% of the card’s credit limit. For example, a one thousand dollar deposit would result in a credit limit of five hundred to one thousand dollars.

Secured cardholders are responsible for timely payments, just like regular cardholders. This is a good thing, because it teaches good repayment habits and helps to establish a positive payment history – a very important part of rebuilding damaged credit. If a secured cardholder does default on a payment, the card issuer is protected; they can recover their loss by taking it out of the cardholder’s deposit account.

Critics of secured credit cards point out the difficulty of coming up with a lump sum of cash to use as the deposit, and they do have a point; if cash is that tight, perhaps it isn’t the best time to get a credit card of any type.

By contrast, prepaid credit cards are not actually credit cards at all. They look like them, and can be used like them, but they are really more similar to debit cards. The cardholder deposits money into an account and the prepaid card is then used to draw on these funds. No actual credit is offered by the card issuer. Setup fees and small monthly fees usually apply.

Prepaid cards can be issued to minors. These cards are popular with parents of teenagers who want their kids to have access to a credit card, but one with a definite spending limit in place. No large, up-front deposits are required to obtain a prepaid credit card. The prepaid card limit is up to the purchaser, who can load the card’s account with an amount of their choosing.

Prepaid cards can also be used to establish or rebuild credit. Some issuers give out cards with the Visa or MasterCard logo on them, and these cards can be used anywhere those brands are accepted. Setup fees and monthly fees vary by issuer, so do a bit of research to find the best prepaid card for you. You will find that your options are plentiful, and competition between issuers is steep – which is good news for potential cardholders.

Secured and prepaid credit cards are similar in form and function, with a few notable differences. If your credit is damaged or nonexistent, these cards present an opportunity to improve your situation. If you have a teen or young adult with an allowance, but don’t want to worry with cash or checks, prepaid cards can be a safe and convenient way to store their money. Likewise, if you have trouble limiting your own spending, you might want to try one of these cards.

But if your credit is average or better, and you’re able to control your spending and pay off your credit card balance each month, you might be better off going for a standard, unsecured credit card. The interest rate and fees will almost certainly be lower, and you won’t have to worry about putting up a big deposit. There are many available cards to meet many needs. A little research should turn up the card that best meets yours.

Why Derogatory Credit Dispute Letters Don’t Work

Why are derogatory credit dispute letters not working? Did they ever work? Perhaps the dispute letter technique is just not cutting it anymore and creditors and bureaus have gotten smarter, that it. Well sorry to say but no its not that they don’t work. It’s that, yes bureaus have caught on to the trend of dispute letters that are disputing factual accounts and have been doing a better job at verifying those accounts. The same way the internet has helped us, the individual, with information, it has helped businesses. Keeping that in mind.

Now to get to the root of the challenges derogatory credit dispute letters have been having were going to have to take a look at the content of the letter and who you’re sending it too. If all you’re sending is a letter saying this isn’t my account, take it off or I wasn’t late all those times my credit report shows, take them off. Its not going to work. You see they verify that information. Now you have to focus on your rights, a little more on that below.

While there are holes you can exploit, for example, many credit card companies have merged. For those companies, providing copies of the original documentation, might be difficult for them. This is something you can argue on your letter. Ring, Ring, ring a bell? That’s your que. If you have credit cards that have changed companies, it’s very possible you can dispute any existing issues on the account and have a positive outcome.

The reason many derogatory credit dispute letters aren’t working is that you have to be better informed about your rights and credit laws. The dispute letter still works, you simply have to apply it in a different way. You don’t simply dispute to the bureau and be done. You’ll have to challenge the validity of the account and the collection company contacting you.

Getting informed is the first step. Get good information on credit repair or a manual and make your letters pop with actual feeling. Second, pick up on the tricks they show you like mailing the letter to an address where it more likely to delay the response. Remember they have a window to response, if they don’t, it has to come off. All the tactics add up to a mean arsenal for your derogatory credit dispute letters. Good luck.

February Media And Entertainment Industry Networking Events

Audition Strategies: an Actor’s Workshop from a Producer’s Perspective”, workshop held February 6 in New York, focuses on the philosophy that an actors presentational technique during the audition process is just as, if not more, important as their acting skills. Actors will go through each step of the audition process and learn fast, simple and effective ways to build a portfolio, confidence, and the chance to get the part. The art of independent film and mountain culture are at the core of the Mountain Film Festival taking place in Mammoth Lakes through February 26. This festival accepts films of all genres and especially encourages films with an emphasis on mountain culture, action sports, and environmental issues. On February 8, and in fact every Monday night, long-running showbiz duo Billy Shepard and Judi Jourdan host the Gotta Sing! Search for A Star Open Mic! in Manhattan’s Hells Kitchen Theatre District, just around the corner from the David Letterman show. Participants in the show are also considered for an appearance on the couple’s cable TV program, “How to Succeed in Show Business by Really Trying”, shown on Time Warner Cable every Tuesday. From February 8-9, documentary producers and filmmakers from the East Midlands and beyond are invited to take part in a documentary pitching and marketplace held in Nottingham, offering complete preparation for getting a factual project funded internationally, including at Doc/Fests Marketplace 2010 as well as other international markets. A Film Finance Summit in Santa Monica will cover the primary sources of financing content in the credit crunch for television and film — debt, equity, presales and soft money. An evening workshop led by entertainment attorney David Steinberg is on February 8 of the conference which runs through February 10.

At the Paley Center in Beverly Hills, BMI’s VP of New Media and Strategic Development, Richard Conlon, moderates a February 10 roundtable discussion, Content and Cash, examining content verticals: music, film, TV, games, cross-platform deal making and development, and leading into a two hour post-event reception featuring live performing talent. At the “Almost Famous Film Festival,” registered teams attend a pre-challenge party with food, drinks, social mixer, on February 12, where they will receive a theme, A Line of Dialogue and a Prop, and then have exactly 48 hours to write a script, find locations, gather their actors and actresses, shoot and edit their 1-5 minute film, and then turn it in before the 48 hour deadline. The Sixth Annual Orlando Latin American Film & Heritage Festival is a curated film and cultural celebration of award-winning films and documentaries, in addition to meet the film maker events, hands-on educational sessions and exhibits with artists, inspiring poetry and performances by musicians and dancers, all happening February 12-14 in Orlando. This year’s Berlinale Talent Campus, a summit for up-and-coming filmmakers taking place February 13-18 in Berlin, has a stated theme of “Cinema Needs Talent: Looking for the Right People.” Every year a selection of Berlinale Talent Campus events are recorded and uploaded and archived to the Talent Campus website. Attendants at this year’s 2010 Hollywood Post Alliance Tech Retreat, in Rancho Mirage, from February 16-19, can explore display technologies, video consumer marketplace, rights management, audio, games, psychophysics, digital projection technology, asset management, and other resources suited to businesses and individuals that provide expertise, support, tools and infrastructure for the creation and finishing of motion pictures, television, commercials, digital media and other dynamic media content. The Folk Alliance Music Conference is an annual event that draws together music industry professionals from throughout the world to share ideas, network, and celebrate traditional music and dance. It all occurs February 17-21 in Memphis along with special events, such as the Folk Music & Business Awards, Lifetime Achievement Awards, networking receptions, official Performance Alley and private showcase performances, and much more.

The Urban Individualists, an artists collective curated by Helene Ruiz, hosts a February 19 reception in Pompano Beach to open the exhibition “Rhythm and Color”, a multimedia exhibition of works influenced, in their conception, by the rhythms found in music, the natural world, the built environment, and in human interactions. Live poetry/spoken word, special live performances, and refreshments are incorporated into the evenings celebration, which is free and open to the public. Non-profit educational organization, Country Radio Broadcasters, presents this year’s CRS 2010: Country Radio Seminar in Nashville, February 24-26. This year’s 2010 Durango Songwriter’s Expo / Santa Barbara Wine Country, combines and blends song writing and music business with wine culture, and as is the custom for Durango Songwriter’s Expo, registration will be limited to just 200 attendees. The 41st NAACP Image Awards will be February 26 in Los Angeles, and will be carried live by the Fox Network, but will be preceded by scheduled events in the days before the main evening’s ceremonies, like the 41st NAACP Image Awards’ Celebrity Golf Challenge on February 25. A newly added feature to this year’s Australian International Documentary Conference, February 26 in Adelaide, is the Trailer Park Pitch as an extension to the recently launched online market Trailer Park, permitting AIDC delegates to submit a trailer for their documentary project for a chance to have it remade with high-quality footage from Thought Equity Motions library, which matches selected documentary makers project ideas with national and international executive producers, broadcasters and distributors attending AIDC 2010. Washington Area Music Awards host the 24th Annual WAMMIES, February 28 in Falls Church, to celebrate career achievements by D.C. area musicians, concert promoters, lawyers, recording engineers, managers, graphic artists, and related businesses. After the official ceremonies and receptions, the after party follows at Bangkok Blues in Falls Church.

The above events are only a sample of what is fully listed. Complete details are on the “Media, Entertainment and Performing Arts Industry News and Events” page. Video and podcast versions of this news summary are also available at popular video sites around the Web like MySpace, YouTube, Daily Motion, as well as on The Actor’s Checklist podcast blog. Follow the posting of the news summary on Twitter. This month on the video news summary you will again see a dynamic array of artists in performance of film, music and documentary. These videos are now available on the Free Home Video Showcase which now serves as an archive for all past video presentations but without the audio news narration. Google Friends is available on The Actor’s Checklist allowing you to sign in with your Google ID and enjoy an interactive and social networking experience with other visitors to the site.The Actor’s Checklist is proud announce the return of the Digital Media & Podcast Blog to view and/or download to your iPhone the ten or five minute video or audio podcast presentation.